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What Happens When A Lender Can't Produce The Original Note?

Sometimes I come across an article that I think is so good and so timely that it is worthy of being reproduced in its entirety. This is definitely one of those times.

With foreclosures and short sales continuing to rise nationally consumers need to be more educated than ever on possible legitimate defenses and protections afforded them under the law.

If you know someone who is in a foreclosure or short sale situation, I urge you to pass this article along.

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Here is the link to the full article: What Happens When A Lender Cannot Produce The Original Note

Steven Ciantro
Member National Association of Certified Credit Counselors
American Debt Enders
help@americandebtenders.com
877-766-2465

Bad Mortgage Loan Help

With so many people and families effected by taking mortgages they could not afford, even to the point of foreclosure, I came across an excellent program offering help. So, being a true credit counselor and interested in helping people become financially whole wherever and whenever I can, I will present the program here.

I would like to point out that neither American Debt Enders or myself have any financial interest of any type in this company. The basis of the program is that many people who signed on the dotted line when taking out there mortgage commitment were getting terms that either were not honestly disclosed to them, or were absolutely ripped off. If you have read any of my articles on credit and debt, you know I am a great believer in personal responsibility for all financial decisions. In other words, if you make a bad financial mistake, like a bad mortgage, you should not go looking for government help by way of a bailout. However, if you were truly defrauded, another story altogether.

The company is called Mortgage Violations Watchdog. They will perform a free audit of your mortgage to determine if any of your rights as a consumer, were violated. They will review new mortgages and second mortgages. If you are currently in foreclosure and you think you were ripped off by a bad loan and there audit uncovers violations, you can stop the foreclosure process while the case is adjudicated!

Visit the website, it will provide all the details.

Written By: Steven Ciantro Credit Counselor American Debt Enders Help@americandebtenders.com

This article may be reprinted in its entirety, provided that the entire signature line is included, including this permission line.

Keywords: bad mortgage loan help, foreclosure help, free credit counseling, losing my home, mortgage help

About the Author
Steven Ciantro

help@americandebtenders.com
More Details about Help with foreclosure here.

Certified Credit Counselor trained in the non-profit world, moved